Attention homeowners in Saint George and Washington County: Need an appraisal?

The top seven reasons why UT homeowners use Blake Appraisal Service:

  1. Pre-listing appraisals (whether you're using an agent or selling the home on your own)
  2. Challenge Washington county's assessment of your propertyvalue
  3. Remove PMI to reduce a mortgage payment
  4. To reinstate their Home Equity Line of Credit (HELOC)
  5. Review a different appraiser's report for verification
  6. In the case of a UT divorce, when real estate needs to be divided
  7. Determine the true market value of property in question to settle an estate in UT

Need help deciding the value of your home in or near Saint George, UT?
Contact Blake Appraisal Service.

We at Blake Appraisal Service understand the individual needs of a homeowner in need of appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. The appraisal is something concrete to show the buyer. It's an independent third party's opinion of your property's price, and not just how much your home is worth. Potential buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to an experienced appraiser's value assessment than yours.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. A preferred way to save money for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is less than 80% of the value of your property, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. Blake Appraisal Service is seasoned in helping customers just like you rid yourselves of unwanted and unneeded PMI insurance.

Challenge Tax Assessment

Lets say you live in a region that is declining -- your local tax assessor may have your house overvalued. This only means you are paying higher taxes than you should be paying. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal report from Blake Appraisal Service is your best weapon.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area. Not only can this be inopportune from a cash flow angle, but it can be bad for your credit score since it may appear as though that credit line is maxed out. Blake Appraisal Service can provide you with efficient appraisal to help you reinstate your home equity line of credit.

Do You Need Field and Desktop Appraisal Review Services?

Do you need a seasoned professional to double-check your appraisal for efficiency, or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? An appraiser from Blake Appraisal Service can go out and check the subject and comparables in question in a field review. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have had in the past. Even though this is usually requested by banks, you may wish to use this service if you suspect mortgage fraud related to your home.